I see, so dont put ANY down? I will say I am looking for a monthly that isnt crazy, thts why I said putting some down. but i understand its an easy way to lose a few grand lol. Also… eventualities?
"Eventualities" covers the possible events that take money. If you use it for a lower lease amount you could lose all of it through a loss of the car, for instance. If your budget is so tight that a lease payment is dicey then I'm thinking this isn't a good idea. Anyway, the Stinger was the only lease I've ever done: there are leasing "pros" on here: I've been reading a lot of what they have to offer as advice. But after this lease, I'm going to pay cash from now on: which is rather what we did: we bought out the lease at three months in. When the incentives were large enough, leasing and buyout made sense. Not so much right now.
I see. I never said the payments were “dicey” i just said i want a good monthly lol. But the whole totaling the car thing i get it.
So, you're going to return the car at lease end? That was one of the two factors that made me lease to begin with: I thought that at the end of three years I'd likely want the newer Stinger. (the other factor was the huge lease incentive at the time). When we had enjoyed the car for nearly three months I was reading on here about the buyout, and realized how much in lease rent we would save if we paid off the lease now: and the first factor was no longer a factor: I did not care what other goodies and changes Kia made to the Stinger three years hence: I liked my car thoroughly as-is: a newer car was not going to change that enjoyment. And so it has proven.
Yes that makes sense. The incentives offered right now are around 2500 depending on dealership. But yea I am going to listen to you giys and not put any down or as little as possible.So, you're going to return the car at lease end? That was one of the two factors that made me lease to begin with: I thought that at the end of three years I'd likely want the newer Stinger. (the other factor was the huge lease incentive at the time). When we had enjoyed the car for nearly three months I was reading on here about the buyout, and realized how much in lease rent we would save if we paid off the lease now: and the first factor was no longer a factor: I did not care what other goodies and changes Kia made to the Stinger three years hence: I liked my car thoroughly as-is: a newer car was not going to change that enjoyment. And so it has proven.
But sure, if you like to change out cars often, I see no reason to finance or even less, pay cash up front. The privilege of leasing has a payment: so be it. And then you always have a brand new car. That is a very attractive way to go.
The best deals shared on here right now are a few thousand off MSRP. I think the biggest one I saw for a 2021 was pushing $5K with some Kia incentive thrown into the dealer discount.
firstly, i agree on no down payment.
Ok thanks! I f*cked up and went into 2 of the conversations with dealers by saying I want to lease. Lol but i actually think Im gunna wait until
not saying that leasing as a whole is bad, just that i feel like it opens the opportunity for naughty salespeople to end up wasting your time, ending up running the numbers to just say "ok so best we can do for you is $xx/month but you need to put $4k down" even though you may have explicitly said no downpayment...at least from what i experienced.
If you go to a reputable dealer you can get a good deal
