I guess part of classifying nearly everything as "severe conditions" is CYA, so when people run their cars into the ground they can say, you should've been on the more conservative maintenance schedule.
If you ever look at those touchscreen Coke Freestyle machines, the Low/No-Calorie section will have 0 calories for small/medium sizes, then 5 or 10 calories for large, which is obviously impossible, and just them falling below some de minimis threshold and rounding to 0.
I feel the same way about a system that requires 60k maintenance in some scenarios, but none forever in others. It would be one thing if MTTF were 500k or 1M miles, but it's almost certainly something like 100k/120k/150k. And even if done without malice, it looks like "anything past warranty coverage rounds to infinity cause it's not our problem".
Right on for the bolded. The thing is, the manual actually defines what different severe conditions are; I believe for the trans it's a lot of stop-and-go, or failure to drive it for more than something like 10 miles classifies it as severe. In my opinion, it's a bit underhanded. Yes, most of the time the real 'normal' usage is severe: Short trips, Extensive idling and slow driving speeds, salt-covered roads in winter, heavy traffic, hilly roads, stop-and go. All of those are listed conditions for severe usage. I'd think 90% of the drivers out there, at least in the US, fall under one of those categories, but most never know it because they don't RTFM.
The flipside to that is the average person is stupid. If any auto makers used something like MTBF, any time something broke at less than that value, the Karens (yes, men can be Karens, too) of the world would be haranguing stealerships everywhere that "The MTBF is 150k; the transmission died at 90k". And they drive it in the worst conditions and didn't maintain it.
What it tells me is that you and everyone else is effectively correct--the amount of use and abuse the transmission fluid takes if you only drive in PERFECT conditions will likely last the reasonable life of the vehicle--or at least until the warranty expires. The Severe conditions is not only a CYA for the manufacturer, but also a sort of bait-and-switch making people think that they need less maintenance than they actually do, but then the dealer has an out if they think that they can get away with telling the customer that they should have been maintaining it on the severe schedule.
Personally, I think it's always wise to RTFM, and really read it. My usage falls under severe, ergo the transmission fluid is going to get replaced at 60k. Differentials at 72k. I change my oil at 3k. Ad Nauseum. I'm not one to engage a stealership unless I have to, but I seriously doubt that unless I really screw something up, maintaining under the severe conditions list certainly won't hurt.