Additional protection question.

[NewStingerScorpionOwner]

Hi all,

I am new to this forum having found it on google looking for some assistance to my question.

I just placed my order for a 2022 Stinger Scorpion and the dealer presented me with a couple of options. I was going to get the Excess Wear and Use but the dealer recommended the Appearance Protection. His pitch was (a) it has more coverage, and (b) why only have the ability to fix at the end of the lease with the Excess when you can have the ability to fix damage when it happens with the Appearance. It does cost $800.00 more.

Any insight?

Thank you.

 

[MerlintheMad]

Howdy and welcome. I wasted c. $900 on a paint protection plan. PPF cost a bit more and covered the entire front from the windshield forward: much better use of that money!

 

[n8hegr8]

Hi all,

I am new to this forum having found it on google looking for some assistance to my question.

I just placed my order for a 2022 Stinger Scorpion and the dealer presented me with a couple of options. I was going to get the Excess Wear and Use but the dealer recommended the Appearance Protection. His pitch was (a) it has more coverage, and (b) why only have the ability to fix at the end of the lease with the Excess when you can have the ability to fix damage when it happens with the Appearance. It does cost $800.00 more.

Any insight?

Thank you.

when ive turned in leases, they dont care about little scratches and minor damage. in my experience, it was a way for them to tack more money onto the lease offering extra things in the beginning. i once purchased a scratch wheel protection thing that was like 400$ and never used it.

 

[NewStingerScorpionOwner]

Howdy and welcome. I wasted c. $900 on a paint protection plan. PPF cost a bit more and covered the entire front from the windshield forward: much better use of that money!

Sorry for my ignorance - what is PPF?

 

[NewStingerScorpionOwner]

when ive turned in leases, they dont care about little scratches and minor damage. in my experience, it was a way for them to tack more money onto the lease offering extra things in the beginning. i once purchased a scratch wheel protection thing that was like 400$ and never used it.

I have the leaseguard on my current car (although I haven't turned it in so who knows if I would have needed it). I also got the tire and rim protection and have not used it.

I guess, much like insurance, you only appreciate it once you need it.

 

[n8hegr8]

I have the leaseguard on my current car (although I haven't turned it in so who knows if I would have needed it). I also got the tire and rim protection and have not used it.

I guess, much like insurance, you only appreciate it once you need it.

very true, i guess you are correct, better to cover your ass.

 

[NewStingerScorpionOwner]

very true, i guess you are correct, better to cover your ass.

True (maybe lol). Just not sure to go with the Excess or Appearance.

 

[cncBilly]

Hi all,

I am new to this forum having found it on google looking for some assistance to my question.

I just placed my order for a 2022 Stinger Scorpion and the dealer presented me with a couple of options. I was going to get the Excess Wear and Use but the dealer recommended the Appearance Protection. His pitch was (a) it has more coverage, and (b) why only have the ability to fix at the end of the lease with the Excess when you can have the ability to fix damage when it happens with the Appearance. It does cost $800.00 more.

Any insight?

Thank you.

Congrats on the purchase. What part of he country you in? Avoid buying dealer add ons! The after market and or yourself can do better for cheaper.

 

[cjbigcog]

PPF= paint protection film. You may find a local installer that charges less.

 

[NewStingerScorpionOwner]

PPF= paint protection film. You may find a local installer that charges less.

Got it... Kia's plans cover more than just the paint.

 

[NewStingerScorpionOwner]

Just found out they only have black and not ghost grey which I ordered or white which was my second choice. I am torn. What do you all think?

 

[cncBilly]

Just found out they only have black and not ghost grey which I ordered or white which was my second choice. I am torn. What do you all think?

I think you should look for another dealer and buy what you want. But does it really matter what other people think? You’re the one driving it, you’re the one paying for it so you should be the one making the decision. What do you think!

 

[NewStingerScorpionOwner]

I think you should look for another dealer and buy what you want. But does it really matter what other people think? You’re the one driving it, you’re the one paying for it so you should be the one making the decision. What do you think!

Something about the black on this car I don’t like. I found the pearl white - I think it would look great with a tint. It’s not the ghost grey but not the dealbreaker the black is.

 

[RedCal]

Welcome to the hive! I'm with you on the black but admittedly a lot of has to do with the fact that black cars show the dirt so much it would drive me crazy

 

[ShannonC]

Something about the black on this car I don’t like. I found the pearl white - I think it would look great with a tint. It’s not the ghost grey but not the dealbreaker the black is.

IMO, can't go wrong with SWP.

 

[NewStingerScorpionOwner]

IMO, can't go wrong with Snow White Pearl.
View attachment 65284View attachment 65282

Damnnnnnnn that is sexy!

 

[Legendsk]

Insurance used to be called "The Protection Racket" until they renamed it and legislated it to be legal. Really, you are making a bet with them that you will collect more in claims than they will collect in premium payments. And then you allow them to decide which claims they will pay? And they are very, very good at calculating odds and know exactly what they are doing.

If a catastrophic loss would be a disaster for you, a mortgaged house burning down for example, then insurance may be the answer. Otherwise, invest your money in insurance company stock, not an insurance policy.

 

[NewStingerScorpionOwner]

Insurance used to be called "The Protection Racket" until they renamed it and legislated it to be legal. Really, you are making a bet with them that you will collect more in claims than they will collect in premium payments. And then you allow them to decide which claims they will pay? And they are very, very good at calculating odds and know exactly what they are doing.

If a catastrophic loss would be a disaster for you, a mortgaged house burning down for example, then insurance may be the answer. Otherwise, invest your money in insurance company stock, not an insurance policy.

Haha - that is some sound advice right there.

 

[NewStingerScorpionOwner]

Geez... the white one will be close to $100.00 more per month. My choices are to get black or just to not get it or to not get the Scorpion edition. There's always a hiccup along the way with this stuff just when you think it is done.

 

[RedCal]

IMHO the scorpion edition isn't worth any extra $